Digital Card Issuance API

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>Omaha - InHouse Credit-Debit

Proposed Workflow for Building a New Card on the Omaha Platform for In-House Credit/ Debit

APIs Included

The New PAN is created by CORE and provided to the MB/OLB server.

CO-OP Endpoint
  1. /omaha/new-account.create - Required
  2. /omaha/external-status - Optional
  3. /omaha/update-auth-plus-strategy - Optional (Debit Only)
  4. /omaha/reset-travel-strategy - Optional but highly recommended
  5. /omaha/card-activation - Optional
  6. /omaha/memo - Optional
  7. /key-wrap.get - Required
  8. /omaha/dci-cvv.get - Required
  9. /omaha/pin-offset - Optional
Proposed Sample Steps
  1. The New PAN and expiration date is generated by CORE and sent via new-account endpoint to the Omaha platform for New Account Creation. PAN expiration date must be included in the New Account API to allow for real time calculation of the CVV value.
  2. If your Financial Institution PCF (Product Control File) settings are configured to create new accounts with an external status of "A" by default, you will want to update the external status to remove "A".
  3. Auth Plus Strategy for Debit Cards Process to determine who performs the auth, limits, stand in, and the location of where to send messages. Similar to PCF for Debit Cards performed on the NEW ACCOUNT. (Debit and IHC)
  4. Place card in FI β€œHome” Travel Strategy: This is an optional but highly recommended step by the Fraud team for added protection for the card's digital usage while the plastic card is being shipped.
  5. If the Financial Institution PCF (Product Control File) settings are configured to create a new account activated by default, you will want to deactivate the PAN. E-commerce purchases will still be allowed until the card is activated via normal channels.
  6. Optional - Memo for Audit.
  7. The Encryption key needs to be sent by the client in order to receive securely wrapped key credentials.
  8. DCI API Request: Obtain and return CVV and Expiration Date. Add Memo for the Card Management System.
  9. Optional - PIN Change.

The Cardholder receives the plastic card ordered in step #1 by mail.