Memo API

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Technical Notes


Credit Account Memos have a maximum of 999 memos and display in descending order on an account. Each memo has a 63 character maximum in length.

  1. To add longer memos, split at 63 characters and start a new memo.
  2. Memos display in reverse order so add final line first, followed by the second-to-final, etc.
  3. Example: 003 First line of the memo. 002 Second to final line of the memo. 001 Final line of the memo.
  4. Enter the ! or * symbol in the first position of each memo line to prevent the System from automatically deleting a memo and also gives a memo special meaning. No other characters hold special meaning.
  5. Memos with the ! symbol in the first position of each line display before all other memos.
  6. ! = Priority. Memo note appears at top of list of memos.
  7. * = Permanent. Memo retained indefinitely.
  8. PCF settings determine memo retention.


This Get Memos API can return a maximum of 100 records per transaction.


This API obtains up to 40 notes for the requested cardholder’s account.