Pay-Over-Time Transaction API

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Pay Over Time Transactions (POTT) REST API provides the necessary URIs to interact with the POTT program, providing the ability to view transactions eligible for POTT, to view to offers available for each transaction and to accept POTT offers.

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Pay Over Time Transactions (POTT) REST API provides the necessary URIs to interact with Co-op's POTT program, providing the ability to view transactions that are eligible for POTT, the ability to view offers available for each transaction and to accept valid POTT program offers.

The following endpoints are consumable with this API:

  • /transactions.get: Retrieve a list of transactions from the past 30 days. Each transaction will have a ‘plan-id’ value to identify which Pay Over Time plan the transaction is available for. A null identifier indicates the transaction is not available for Pay Over Time.
  • /eligible-transactions.get: Retrieve a list of transactions from the past 30 days. Each transaction will have a ‘plan-id’ value to identify which Pay Over Time plan the transaction is available for. Only Pay Over Time eligible transactions are returned.
  • /plan-details.get: Provide complete details of the plan by the plan-id.
  • /accepted-offer: Post a Pay Over Time transactions offer and term for the transaction in order to create a Pay Over Time loan. This endpoint reverses the transaction and reapplies the transaction value as a new loan.
  • /accepted-offer.get: Retrieve the approved accepted offer.
  • /faq.get: Retrieve frequently asked questions for the plan.
  • /disclosure.get: Retrieve plan disclosure agreements for the plan.

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