experience-calculator-api

2.0.x
(0 reviews)

API Type

  • Experience API

Overview:

Pepper Mule to expose Calculator API for digital consumption across Pepper and external partner websites. This lightweight API allows Pepper to provide the appropriate calculations.

Lender's Protection Fee Calculator:

Lender protection Fee is a one-off, non-refundable fee used to offset the risk associated with loans of a higher Loan to Value Ratio (LVR).

  • LPF amount get calculated on basis of ProductType, docType, isConstruction, isInvestment and Final LVR.
  • Lender's Protection Fee is charged on Prime loans - Full Doc Owner Occupier loans >85% LVR, Full Doc Investment loans >80% LVR and Alt Doc >70% LVR.

Note : "productName": "Prime", in all cases.

Max LVR limit is 95%.

Postcode Risk Rating:

Enter the postcode of the security property to determine the maximum loan amount we will lend.

  • To Get detailed risk and limits matrix for a postcode and loan details.

Postcode Lookup:

This API endpoint allows users to retrieve the suburbs associated with a specific postcode in Australia (AU) and New Zealand (NZ). It returns a list of suburbs that correspond to the provided postcode, facilitating location-based searches and services.

Supported Protocols

  • HTTPS

Accepts

  • application/json

Responds With

  • application/json

Authentication

  • Basic Authenticaion

Endpoint Quick Reference

LPF Calculator:

/v1/CalculateLPFWithPayment
  • POST

Postcode Risk Rating:

/v1/PostcodeRiskRating
  • POST

Postcode Lookup:

/v1/postcodeLookup
  • GET

Status Response Codes

  • 200: OK
  • 400: Bad Request - Check whether your request body or request headers if matched to the specification
  • 401: Unauthorized - Check whether your credentials are correct
  • 404: Resource Not Found - Check if you have correct resource URI
  • 405: Method Not Allowed - Check if you have valid methods for the resource
  • 408: Request Timeout - The API could be still processing your request, try to adjust connection timeout
  • 500: Unexpected Server Error - If this issue persists, contact support for troubleshooting
  • 503: Service Unavailable - Server is handling too many request at this moment. try again later or reach out to support if issue persists
  • 504: Gateway Timeout - There might be a problem with the load-balancer, reach out to support if issue persists

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