Direct Integration API

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Other Assets

Sample Request

{
    "Package": {
        "Content": {
            "Application": {
                "NonRealEstateAsset": [
                   {
                       "EstimatedValue": {
                            "@EstimateBasis": "test",
                            "@Value": "test"
                        },
                        "FinancialAsset": {
                            "@AccountNumber": 1234,
                            "@OtherFIName": "asdf",
                            "@Type": "test",
                            "@BSB": "qwer",
                            "AccountNumber": {
                                "@FinancialInstitution": "test"
                            }
                        },
                        "PercentOwned": {
                            "Owner": [{
                                "@Percent": "test",
                                "@x_Party": "d12e51f22c3f"
                            }],
                            "@Proportions": "test"
                        },
                        "@SequenceNumber": "5",
                        "@Transaction": "Owns",
                        "@ToBeUsedAsSecurity": "test",
                        "@ToBeSold" : "test",
                        "@Type": "test",
                        "@UniqueID": "b39eebef8581"
                    }
              ]
            }
        }
    }
}

Detailed description of each field:

Field Name	Description	Type	Path	Required	Enumerations
NonRealEstateAsset	Contains details about an asset item that is not real estate, such as a term deposit account	object	Package.Content.Application.NonRealEstateAsset
OtherAsset	Container element for other assets	object	Package.Content.Application.NonRealEstateAsset.OtherAsset
@Description	Description of the asset, especially if Other Asset type is "Other"	string	Package.Content.Application.NonRealEstateAsset.OtherAsset.Description
FinancialAsset	Captures the details of a financial account asset or security - e.g. Cash, cash equivalents, and accounts at financial institutions	object	Package.Content.Application.NonRealEstateAsset.FinancialAsset
@Description	A description of the account	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.Description
@Type	The type of financial asset	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.Type	Yes	Cash, Investment, KiwiSaver, Managed Funds, Pension Account, Receivables, Savings Account, Shares and Debentures, Superannuation, Term Deposit, Transition Account, Other
Shares	Container element for financial assets that are shares	object	Package.Content.Application.NonRealEstateAsset.FinancialAsset.Shares
@Type	When the Financial Asset Type = "Shares and Debentures", indicates the type of shares	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.Shares.Type		Bearer Securities, Debentures, Inscribed Stock Cth, Listed Shares, Options, Unlisted Shares
AccountNumber	Account details for the financial account asset	object	Package.Content.Application.NonRealEstateAsset.FinancialAsset.AccountNumber
@AccountNumber	The unique number assigned to this account. (typically by the financial institution)	string	Package.Application.NonRealEstateAsset.FinancialAsset.AccountNumber.AccountNumber
@FinancialInstitution	The financial institution where the account is held	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.AccountNumber.FinancialInstitution		Afterpay, ANZ Bank, ASB Bank, Bank of Baroda, Bank of China, Bank of India, Bank of New Zealand, Bank of Tokyo-Mitsubishi, Brighten Home Loans, China Construction Bank, Citibank, Citiwide Home Loans, Commonwealth Bank, Deutsche Bank, Genoapay, Heartland Bank, Humm, International Commercial Bank of China, JPMorgan Chase, Kiwibank, Klarna, Kookmin Bank, Laybuy, Link Financial Group Limited, Openpay, Other, Oxipay, PartPay, Pepper New Zealand, Rabobank Nederland, Rabobank New Zealand, Southland Building Society, The Co-operative Bank, The Hongkong and Shanghai Banking Corporation, TSB Bank, Westpac Bank, Zip Co
@OtherFIName	For a financial institution not listed, the text name of the FI	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.AccountNumber.OtherFIName
@Type	Indicates what the type of non real estate asset being described	string	Package.Content.Application.NonRealEstateAsset.Type	Yes If Asset Exists	Agricultural, Aircraft, Business, Cleaning, Earth Moving, Mining and Construction, Financial Asset, Hospitality and Leisure, IT and AV Equipment, Licence, Materials Handling and Lifting, Medical, Mobile Computing, Motor Vehicle and Transport, Office Equipment, Other, "Plant, Equipment and Industrial", "Tools of Trade", "Water Rights", "Watercraft"
@BSB	The BSB number identifying where this account is held	string	Package.Content.Application.NonRealEstateAsset.FinancialAsset.AccountNumber.BSB
Business	Container element for capturing Business details	object	Package.Content.Application.NonRealEstateAsset.Business
@BusinessName	The name of the business	string	Package.Content.Application.NonRealEstateAsset.Business.BusinessName
@MainBusinessActivity	Description of the businesses main activity	string	Package.Content.Application.NonRealEstateAsset.Business.MainBusinessActivity
EstimatedValues	The estimated value of the asset	object	Package.Content.Application.NonRealEstateAsset.EstimatedValue
@EstimateBasis	Indicates whether the estimate was based on the valuation of the applicant or a certified valuer	string	Package.Content.Application.NonRealEstateAsset.EstimatedValues.EstimateBasis	Yes if Asset Exists	Applicant Estimate, Certified Valuation, Price Guide
@Value	The estimated current market value of the non real estate asset	string	Package.Content.Application.NonRealEstateAsset.EstimatedValues.Value	Yes, if Asset Exists
@UniqueID	Unique identification assigned to the Asset	string	Package.Content.Application.NonRealEstateAsset.UniqueID	Yes if Asset Exists
MotorVehicle	Contains information about an asset that is a motor vehicle	object	Package.Content.Application.NonRealEstateAsset.MotorVehicle
@Type	The type of vehicle. Types include bicycle, car, caravan, truck etc.	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.Type	Yes	Car, Light Commercial, Truck, Motorcycle, Watercraft, Bicycle, Bus Coach or Special Purpose, Caravan, Trailer, Bodies, Locomotive, Rail Cars, Other
@Description	A description of the motor vehicle	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.Description
@Make	Captures the make of the vehicle, such as Holden	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.Make
@Model	Captures the model of the vehicle	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.Model
@RegistrationNumber	Date of expiry of registration	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.RegistrationNumber
@Year	Captures the year in which the vehicle was first registered or the model year	string	Package.Content.Application.NonRealEstateAsset.MotorVehicle.Year
OtherAsset	Container element for other assets	object	Package.Content.Application.NonRealEstateAsset.OtherAsset
@Type	Container element for other non real estate assets	string	Package.Content.Application.NonRealEstateAsset.OtherAsset.Type	Yes	Art Works, Good Will of Business, Home Contents, Intellectual Property, Stock and Inventory, Other
PercentOwned	An asset may be owned by one or more parties, typically the applicants, so there may be more than one owner referenced. An asset may also be partially owned by a non-applicant, such as an applicant's spouse, in which case the third party owner may be referenced, or less than 100% ownership of the asset may be assigned. If the asset is to be purchased, then this indicates the expected ownership arrangement post-settlement	object	Package.Content.Application.NonRealEstateAsset.PercentOwned
@Proportions	Flag to indicate whether the ownership proportions are equal across all owners, specified individually for each one, or not specified	string	Package.Content.Application.NonRealEstateAsset.PercentOwned.Proportions	Yes if Asset Exists	Equal, Not Specified, Specified
Owner	Container that associates a reference to an owner or other responsible party with the percentage of the item that they own or are responsible for	object	Package.Content.Application.NonRealEstateAsset.PercentOwned.Owner
@Percent	Captures the percentage of the item that referenced party owns or is responsible for	string	Package.Content.Application.NonRealEstateAsset.PercentOwned.Owner.Percent	Yes if Asset Exists
@x_Party	Contains a reference to a party that is an owner of the item, or has a similar relationship such as a borrower or beneficiary	string	Package.Content.Application.NonRealEstateAsset.PercentOwned.Owner.x_Party	Yes if Asset Exists
@ToBeUsedAsSecurity	Indicates whether the asset is to be used as security for the new or refinanced loan(s)	string	Package.Content.Application.NonRealEstateAsset.ToBeUsedAsSecurity		Yes, No
@ToBeSold	Indicates whether the asset will be sold prior to or at settlement	string	Package.Content.Application.NonRealEstateAsset.ToBeSold		Yes, No
@Transaction	Indicates the current status of the applicants' ownership of the property, or the transaction that is proposed by them in relation to the property	string	Package.Content.Application.NonRealEstateAsset.Transaction		Owns, Owns Existing Mortgage, Purchasing, Sold, Transfer

Other Assets

Sample Request

Detailed description of each field:

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