CompanyApplicant | Contains applicant details for business enterprises (including company, sole trader, partnership or government department) being either a borrower or a guarantor, and may be acting for a Trust | array | Package.Content.Application.CompanyApplicant | | | |
BeneficialOwner | A beneficial owner of the company. All beneficial owners of the company should be captured (even persons captured elsewhere as directors, shareholders, beneficiaries etc. | array | Package.Content.Application.CompanyApplicant.BeneficialOwner | | | |
@x_BeneficialOwner | A cross reference to the beneficial owner | string | Package.Content.Application.CompanyApplicant.BeneficialOwner.x_BeneficialOwner | Yes | | |
Director | Contains a reference to an applicant or related party that is a director of the company | array | Package.Content.Application.CompanyApplicant.Director | | | |
@x_Director | Contains a reference to an applicant or related party that is a director of the company | string | Package.Content.Application.CompanyApplicant.Director.x_Director | Yes | | |
ResponsibleLending | Captures information about any significant changes in circumstances that will adversely affect the applicants' ability to make contracted loan repayments; the nature of the change, and how they will collectively continue to make repayments | object | Package.Content.Application.CompanyApplicant.ResponsibleLending | | | |
Mitigant | In relation to the significant changes, it must be possible to provide one or more mitigants for the significant changes | object | Package.Content.Application.CompanyApplicant.ResponsibleLending.Mitigant | | | |
@UniqueID | Unique Identifier for this Mitigant Element | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.Mitigant.UniqueID | Yes | | |
@Factor | In relation to the significant changes, it must be possible to provide one or more mitigants for the significant changes | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.Mitigant.Factor | | Application Reflects Changes, Downsize of Principal Residence, Other, Reducing Expenditure, Sale of Assets, Securing Additional Income, Using Savings | |
@Description | Captures a free text description of the mitigant factor | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.Mitigant.Description | Yes, If Anticipated Changes is Yes | | |
SignificantChange | The kind of change the applicant is expecting | object | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange | | | |
@UniqueID | Unique Identifier for this Significant Change Element | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange.UniqueID | Yes | | |
@Change | The kind of change the applicant is expecting | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange.Change | Yes | Anticipated Large Expenditure, Permanent Decrease in Income, Permanent Increase in Expense, Retirement, Temporary Decrease in Income, Temporary Increase in Expense | |
@Description | Captures a free text description of the change | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange.Description | Yes | | |
@StartDate | The anticipated start date of the change in circumstances | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange.StartDate | | | |
@EndDate | The anticipated end date of the change in circumstances | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.SignificantChange.EndDate | | | |
@AnticipatedChanges | Each borrower to inform the lender if they are aware of any significant changes in circumstances that will adversely affect their ability to make contracted loan repayments | string | Package.Content.Application.CompanyApplicant.ResponsibleLending.AnticipatedChanges | Yes | Yes,No | |
Business | Contains information about the business of the company | object | Package.Content.Application.CompanyApplicant.Business | | | |
@Industry | Captures a free text description of the Industry Code | string | Package.Content.Application.CompanyApplicant.Business.Industry | Yes | | |
@IndustryCode | The four digit industry code, from the ANZSIC list of codes. If the nominal code is two or three digits, add '0's to the end to make the four digit code | string | Package.Content.Application.CompanyApplicant.Business.IndustryCode | Yes | | |
@MainBusinessActivity | The main activity of the business | string | Package.Content.Application.CompanyApplicant.Business.MainBusinessActivity | Yes | | |
@StartDate | The date that the company started operating the business described | string | Package.Content.Application.CompanyApplicant.Business.StartDate | Yes | | |
Contact | Contains contact details for the company applicant | object | Package.Content.Application.CompanyApplicant.Contact | | | |
OfficePhone | Office number for the company | object | Package.Content.Application.CompanyApplicant.Contact.OfficePhone | | | |
@CountryCode | Captures the international dialing code for the country in which the fixed phone number is located, e.g. \"61\" for Australia. Maximum length is 3 digits | string | Package.Content.Application.CompanyApplicant.Contact.OfficePhone.CountryCode | Yes,if preferedcontact is office phone | 64 | |
@NewZealandDialingCode | The Area Code prefix for a New Zealand telephone number | string | Package.Content.Application.CompanyApplicant.Contact.OfficePhone.NewZealandDialingCode | Yes,if preferedcontact is office phone | 01, 011, 020, 021, 022, 023, 024, 025, 026, 027, 028, 029, 03, 04, 05, 050, 0508, 06, 07, 070, 08, 080, 0800, 09, 090, 1, 50 | |
@Number | The local-dial number. For local rate, free call, satellite or similar special non-overseas numbers where the area or dialing code is not otherwise available, the full phone number. Required, allowed once only | string | Package.Content.Application.CompanyApplicant.Contact.OfficePhone.Number | Yes,if preferedcontact is office phone | | |
ContactPerson | A contact person at the company | object | Package.Content.Application.CompanyApplicant.Contact.ContactPerson | | | |
@x_ContactPerson | A contact person at the company | string | Package.Content.Application.CompanyApplicant.Contact.ContactPerson.x_ContactPerson | | | |
@Email | An email address for the company | string | Package.Content.Application.CompanyApplicant.Contact.Email | Yes, if PreferredContact is Email | | |
@PreferredContact | The preferred method for contacting this applicant | string | Package.Content.Application.CompanyApplicant.Contact.PreferredContact | Yes | Work Phone, Email | |
@x_PrincipalTradingAddress | The official address of the company applicant where business is carried out | string | Package.Content.Application.CompanyApplicant.Contact.x_PrincipalTradingAddress | Yes | | |
@x_RegisteredAddress | Registered address of the company | string | Package.Content.Application.CompanyApplicant.Contact.x_RegisteredAddress | Yes | | |
ExistingCustomer | Indicates whether the applicant is an existing customer of the lender being applied to | string | Package.Content.Application.CompanyApplicant.ExistingCustomer | | | |
@CustomerSince | The approximate year that the applicant became a customer | string | Package.Content.Application.CompanyApplicant.ExistingCustomer.CustomerSince | | | |
Privacy | The applicant's privacy and consent details | object | Package.Content.Application.CompanyApplicant.Privacy | | | |
@CreditAuthoritySigned | The applicant has signed a Credit Authority form to request a credit report | string | Package.Content.Application.CompanyApplicant.Privacy.CreditAuthoritySigned | | Yes,No | |
@UniqueID | System assigned unique identifier | string | Package.Content.Application.CompanyApplicant.UniqueID | Yes | | |
@AllowDirectMarketing | Indicates whether this Party will allow their details to be used for direct marketing purposes | string | Package.Content.Application.CompanyApplicant.AllowDirectMarketing | Yes | Yes,No | |
@AllowThirdPartyDisclosure | Indicates whether this Party will allow their details to be disclosed to third parties affiliated with this lender | string | Package.Content.Application.CompanyApplicant.AllowThirdPartyDisclosure | Yes | Yes,No | |
@NumberOfDirectors | The number of directors that company has on its Board of Directors | string | Package.Content.Application.CompanyApplicant.NumberOfDirectors | Yes | | |
@BusinessName | The business name or trading name of the company should be captured | string | Package.Content.Application.CompanyApplicant.BusinessName | Yes | | |
@NZBN | Captures the NZBN of the company applicant | string | Package.Content.Application.CompanyApplicant.NZBN | Yes | | |
@CompanyName | The legal name of the company should be captured | string | Package.Content.Application.CompanyApplicant.CompanyName | Yes | | |
@CompanyNumber | Captures the registered Company Number of the company applicant | string | Package.Content.Application.CompanyApplicant.CompanyNumber | Yes | | |
@RegisteredInCountry | Indicates the country where the company is registered | string | Package.Content.Application.CompanyApplicant.RegisteredInCountry | Yes | | |
@TypeOfIncorporation | The company structure, in the form of the type of incorporation | string | Package.Content.Application.CompanyApplicant.TypeOfIncorporation | Yes | Inc, LTC, Ltd, NL, Pty Ltd | |
@TradingMoreThanTwoYears | Indicate if the business has been trading more than 2 years | sring | Package.Content.Application.CompanyApplicant.TradingMoreThanTwoYears | Yes | | |
@IsHoldingCompany | Indicate if the company is a holding company | string | Package.Content.Application.CompanyApplicant.IsHoldingCompany | Yes | | |
@ApplicantType | Whether the loan party is a borrower or guarantor | string | Package.Content.Application.CompanyApplicant.ApplicantType | Yes | Borrower, Borrower and Guarantor, Guarantor | |
@DateRegistered | Indicates the date when the company was registered | string | Package.Content.Application.CompanyApplicant.DateRegistered | Yes | | |
@NZBNVerified | Flag to indicate that the business number has been verified by a search | string | Package.Content.Application.CompanyApplicant.NZBNVerified | Yes | Yes,No | |
@RegisteredForGST | Flag to indicate whether the company is registered for GST | tring | Package.Content.Application.RelatedCompany.RegisteredForGST | | Yes, No | |
@GSTRegisteredDate | If registered for GST, the date from which the company is registered | string | Package.Content.Application.CompanyApplicant.GSTRegisteredDate | Yes, RegisteredForGST is Yes | | |
@IsExistingCustomer | Indicates whether the applicant is an existing customer of the lender being applied to | string | Package.Content.Application.CompanyApplicant.IsExistingCustomer | | Yes,No | |
@PrimaryApplicant | Indicates whether the lender should consider the party to be the primary applicant when processing the loan application. The significance of the primary applicant to the application varies from lender to lender | string | Package.Content.Application.CompanyApplicant.PrimaryApplicant | | | |
@BusinessNameSameAsCompanyName | Indicates if the Business Name is the same as the Company Name | string | Package.Content.Application.CompanyApplicant.BusinessNameSameAsCompanyName | | Yes, No |